Terms and Conditions

Terms and Conditions

Terms and Conditions 

Welcome to Raj Insurance Consultancy. By accessing or using our website, you agree to comply with and be bound by the following terms and Conditions. Please read them carefully. If you do not agree to these terms, please do not use our website.

1.    General Information :

1.1    Raj Insurance Consultancy provides services including, but not limited to, insurance solutions, passport applications, PAN card assistance, IT return filing, visa assistance, and other related services.
1.2    Our website is intended for use by individuals and businesses seeking our services. All communications should be directed to our support email: rajinsuranceib8@gmail.com.

2.    Eligibility :

2.1    By using our website, you confirm that you are at least 18 years old or are accessing the website under the supervision of a parent or guardian.
2.2    You agree to provide accurate and complete information when availing of our services. Any false or misleading information provided may result in the termination of services.

3.    Service Terms :

3.1    Raj Insurance Consultancy acts as a facilitator for the services listed. We do not guarantee the acceptance of applications by government or third-party entities.
3.2    While we strive to ensure timely delivery of services, processing times may vary depending on the nature of the service and external factors.
3.3    Fees paid for services are non-refundable unless otherwise specified. Any disputes regarding payments must be addressed to rajinsuranceib8@gmail.com.
3.4    The user is solely responsible for the accuracy of information provided. Raj Insurance Consultancy is not liable for delays or rejections due to incorrect or incomplete information.

4.    Intellectual Property :

4.1    All content, including text, images, logos, and graphics on this website, is the property of Raj Insurance Consultancy and is protected under copyright laws.
4.2    You may not reproduce, distribute, or use any content from our website without prior written consent.

5.    Privacy Policy :

5.1    Data Collection and Usage: We collect personal information such as your name, contact details, and service preferences to process your requests efficiently. By using our website, you consent to this data collection.
5.2    Data Security: We implement strict measures to protect your data from unauthorized access, alteration, or disclosure. However, we cannot guarantee complete security of data transmitted online.
5.3    Third-Party Sharing: We do not share your personal information with third parties, except as necessary to fulfill services (e.g., processing applications) or comply with legal obligations.
5.4    Cookies and Tracking: Our website uses cookies to enhance user experience and analyze website traffic. By continuing to use our website, you consent to our use of cookies.
5.3    Your Rights: You have the right to access, update, or request deletion of your personal information. For any privacy-related inquiries, contact us at rajinsuranceib8@gmail.com.

6.    Limitations of Liability :

6.1    Raj Insurance Consultancy is not liable for any direct, indirect, incidental, or consequential damages arising from the use of our website or services.
6.2    Our website may contain links to third-party websites. We do not endorse or assume responsibility for the content, services, or policies of these third-party sites.

7.    User Conduct :

7.1    Users agree to use the website and services for lawful purposes only.
7.2    Any misuse, fraudulent activity, or unauthorized access to the website may result in legal action and termination of services.

8.    Amendments :

8.1    Raj Insurance Consultancy reserves the right to update these terms and conditions at any time. Changes will be effective immediately upon posting on this website.
8.2    It is the user’s responsibility to review these terms regularly. Continued use of the website after changes constitutes acceptance of the updated terms.

9.    Governing Law:

9.1    These terms and conditions are governed by and construed in accordance with the laws of India.
9.2    Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Gujarat, India.

10.    Contact Information:

For any questions or concerns regarding these Terms and Conditions, please contact us at:
Email: rajinsuranceib8@gmail.com